Restaurant payment app inKind has doubled its referral reward to $50, and the maths works out nicely for couples: the new joiner still gets $25 off their first qualifying bill, so a household signing up through one partner's link banks $75 in combined discounts and credit. The boosted offer reportedly runs until 20 October 2026.

Here's how the mechanics work. A new member signs up via an existing member's referral link, then pays a restaurant bill of at least $50 (before tax and tip) through the inKind app. That first bill gets knocked down to $25, and the person who made the referral receives $50 in inKind Cash Back to put towards a future meal. Once you're in, you can refer others yourself — the "Refer a Friend" section of your account holds your personal link.

inKind isn't a booking platform, so you can reserve your table however you like. When the check arrives, you open the app, select the restaurant, and enter or scan the check number to pay through your linked card — tip included. Behind the consumer-facing app is a restaurant financing business: inKind gives restaurants cash upfront in exchange for future food and beverage credit, then distributes that credit to diners, which is why the restaurant list skews towards independent local spots rather than chains.

One caveat for anyone who read older guides: the stacking trick is dead. inKind's terms no longer allow combining a dollar-off offer with a prepaid balance, so you can't take $25 off a meal and settle the remainder with discounted credit bought earlier. The play now is to use the new-member offer with a credit card and save any existing balance for a separate visit. Note also that you don't earn extra Cash Back on the portion of a bill covered by prepaid credit, rewards or discounts.

Watch the expiry dates, too. Credit earned in October lapses on 31 December unless you reset the clock — which you can do by redeeming at a restaurant, buying inKind Cash, adding an external gift card, or earning another qualifying referral. If you're sitting on rewards, spend them before topping up.

For travellers, this is a genuinely useful hack: inKind's restaurant list covers real dining destinations in cities like Austin (think Wu Chow, Peached Tortilla, Lao'd Bar), so it can shave real money off a holiday dinner rather than pushing you towards mediocre promo partners. If you and a partner both eat out while travelling, a single referral effectively funds a second discounted meal. Check whether your destination city is covered before you go, and time your first $50-plus meal with the referral in hand.