Alaska Airlines and Hawaiian Airlines now share a single loyalty program, Atmos Rewards, and its top-tier credit card — the $395-per-year Atmos Rewards Summit Visa Infinite, issued by Bank of America — is getting a lot of attention from points enthusiasts. Right now it's offering one of the strongest welcome bonuses in the airline card space: 100,000 bonus points plus a 25,000-point Global Companion Award, unlocked by spending $6,000 in the first 90 days. At a rough valuation of 1.5 cents per point, that bundle is worth around $1,875 — comfortably more than a year's fee.
Why the card earns its keep: it earns 3x points on foreign transactions (rare for an airline card), waives partner award booking fees, includes free points sharing between members, throws in Alaska Lounge passes, and grants an annual 25,000-point Global Companion Award. The author's own math suggests that award and fee waivers alone justify the annual fee if you book partner redemptions regularly — including on American Airlines, a useful partner given Atmos Rewards sits in the oneworld alliance.
The good news for applicants: eligibility for this card and its bonus is completely separate from any other Bank of America, Alaska, Hawaiian or Atmos product. Holding other cards in those portfolios doesn't block you. Bank of America does have informal limits — a 2/3/4 rule capping new BofA cards (two per two months, three per 12 months, four per 24 months) and a 3/12 rule about cards opened with any issuer in the past year — but enforcement is reportedly inconsistent. The author had opened more than three cards in the prior 12 months and was still approved instantly, with a large credit line. The application itself is a single online page; existing Bank of America customers just log in and update income. Have your Atmos Rewards number handy so the bonus lands in the right account.
Longer term, the author considers the card central to their strategy: spending $60,000 per anniversary year earns a 100,000-point Global Companion Award, and the card earns one status point per $2 spent — potentially the fastest credit card route to oneworld Sapphire or Emerald status. They've personally shifted loyalty from American AAdvantage to Atmos Rewards, partly because award flights count toward elite status in the program.
Who should care: anyone chasing award seats to Hawaii, Alaska or oneworld destinations, and anyone who spends abroad — the 3x on foreign purchases alone is unusual. If you don't yet hold the card, the current bonus is reportedly the best publicly offered, and since the product is new, most people should clear the eligibility bar. The main caveat is Bank of America's unpredictable approvals; a denial isn't necessarily permanent, but it's worth spacing out other applications if you can.
