London has a reputation for eating budgets alive, but a full day in the city centre doesn't have to cost much more than a round of cocktails. With a bit of planning, £20 can cover your transport, lunch, sightseeing and evening entertainment — the trick is leaning hard on the capital's generous supply of free attractions and cheap eats.

Start with transport. A daily fare-capped contactless or pay-as-you-go journey on the Tube and buses keeps getting around cheap, and central London is compact enough that you can walk between many of the big sights — Trafalgar Square, Covent Garden, the South Bank and Westminster are all within an easy stroll of each other. Walking, of course, costs nothing and doubles as sightseeing.

The heavy lifting on your budget comes from London's free museums and galleries. The British Museum, the National Gallery, the Tate Modern, the Natural History Museum and the V&A all charge nothing for their permanent collections. You could spend an entire day moving between them and still have most of your £20 intact. Add in free staples like watching the Changing of the Guard, wandering Borough Market (with willpower), crossing the Thames on the Millennium Bridge, or browsing the South Bank's riverside book market, and the itinerary fills up fast without spending a penny.

For food, £20 goes a long way if you skip sit-down restaurants in tourist zones. Supermarket meal deals hover around £3-4, chains like Pret and Greggs keep prices low, and street food areas such as Mercato Metropolitano or the cheaper stalls at markets offer filling lunches for a fiver or so. Even a classic fish and chips from a local chippy can squeeze in under budget if you're disciplined.

That leaves room for one paid treat — a ride on the Sky Garden's free viewing gallery (book ahead), a cheap West End or fringe theatre ticket via day lottery apps like TodayTix, or a stroll through a paid exhibition if something special is on. Parks like Hyde Park, Regent's Park and St James's Park round out the day for free, and sunset from the Waterloo or Greenwich side of the river costs nothing at all.

Why it matters: London is often written off as too expensive for a quick visit, but a £20 day out proves the best of the city — world-class art, history, riverside views and street life — is effectively free. It's ideal for students, families watching the pennies, or travellers on a multi-stop European trip who want the highlights without the financial hangover. The only real prerequisites are comfortable shoes and a contactless card.