Bilt has quietly become one of the more useful loyalty currencies around, largely because points earned on rent and everyday spending can be moved into more than two dozen airline, hotel and rail programs. Knowing where to send them makes the difference between a mediocre redemption and a genuinely great one.

There are 18 airline partners, including United MileagePlus, Air Canada Aeroplan, Air France-KLM Flying Blue, British Airways, Emirates, JetBlue, Southwest and Atmos Rewards — the joint Alaska Airlines and Hawaiian Airlines program. Most transfers happen at 1:1, so 1,000 Bilt Points become 1,000 miles. On the hotel side there are seven partners: Accor (3:2), Hilton, IHG, Marriott, Wyndham, I Prefer (1:2) and World of Hyatt at 1:1 — though that Hyatt ratio drops to 4:3 on January 1, 2027. Amtrak is also on the list at 2:1.

Transfers are usually instant — points typically land in partner accounts within minutes — which matters when award space appears or vanishes quickly. Still, confirm availability before moving anything, since transfers can't be reversed. Make sure your Bilt account name matches your loyalty account, and link programs in advance. Minimums are 2,000 points for Blue members and 1,000 for Silver and above, moved in 1,000-point chunks, all done through the Rewards tab in the app or online.

Which partners deliver the most value? World of Hyatt is the standout: award nights start at just 3,000 points, and its fixed chart can put you in high-end properties for far less than the cash rate — a 70,000-point, two-night stay at the Park Hyatt Paris-Vendôme worked out to roughly 4.1 cents per point. Atmos Rewards is clever too, since it opens up American Airlines and other Oneworld partners even though Bilt can't transfer to AAdvantage directly. One-way US–Europe business class starts around 45,000 points. Aeroplan and Flying Blue are worth a look as well, the latter for its monthly discounted Promo Rewards. Watch for Bilt's occasional transfer bonuses, often tied to its monthly Rent Day promotions.

The value case for transferring is strong. The Points Guy pegs Bilt Points at 2.2 cents apiece (October 2026 valuations), versus just 1.25 cents through the Bilt Travel Portal or 1.5 cents toward a home down payment. Real examples back this up: a 5,000-point Alaska flight from Portland to Spokane worth $184 in cash, and a 12,500-point American flight from New York to Key West that would have cost $331.

You don't need a Bilt credit card to earn points — rent payments and Neighborhood Benefits partners earn them too — but the cards help. The no-fee Bilt Blue earns 1 point per dollar; the $95 Obsidian earns 3x on dining or groceries and 2x on travel; the $495 Palladium earns 2x on everyday spending with no cap.

The bottom line for travellers: transfer with a specific award booking in mind, compare against cash prices first, and check for bonuses. Points earned on rent can genuinely fund flights and hotel stays — if you route them well.