If Alaska Airlines or Hawaiian Airlines feature in your travel plans, a limited-time credit card offer is worth a look. The $95-annual-fee Atmos Rewards Ascent Visa Signature card from Bank of America is currently offering its best welcome deal in a while: up to 80,000 Atmos Rewards points plus a $99 Companion Fare.

Here's how the bonus breaks down. Spend $3,000 on the card within the first 90 days and you'll get 60,000 bonus points plus the Companion Fare, which costs $99 plus taxes and fees starting at $23. Push your total spend to $5,000 in that same window and another 20,000 points land in your account. Valuing Atmos points at roughly 1.5 cents each, that 80,000-point haul works out to around $1,200 in travel value, before you even count the companion ticket.

The Companion Fare itself is genuinely useful if you fly domestically. It's valid for 12 months from issue, on Alaska or Hawaiian flights within the Americas, including Hawaii inter-island and mainland flights. Any revenue economy fare class qualifies, so you're not boxed into a handful of obscure fare buckets.

Eligibility is refreshingly simple too. You can get this card even if you already hold another Atmos Rewards card, personal or business — including the premium Summit card or the business Visa. Bank of America also has a reputation for being one of the easier issuers to get an approval from.

The long-term case for the card rests on its everyday perks. You earn 3x points on Alaska and Hawaiian purchases, 2x on gas, EV charging, cable, streaming and local transit including rideshare, and 1x on everything else, with no foreign transaction fees. Every year after spending $6,000 on the card, you get another $99 Companion Fare on your anniversary — on top of the one from the welcome bonus. Hold an eligible Bank of America account and you'll earn a 10% bonus on all points from spending.

For anyone who boards an Alaska or Hawaiian plane more than occasionally, the flight perks are where this card pays for itself: a free first checked bag for you and up to six companions on the same reservation, preferred boarding for the same group, and 20% off inflight food, drinks and Wi-Fi. Authorized users can be added at no cost, and the bag and boarding benefits apply to them too, even when they travel without you. You also get $100 off an Alaska Lounge+ membership, and every $3 spent earns one status point toward elite status, with no cap.

The main caveat: the perks only matter if you actually fly Alaska or Hawaiian. If neither airline serves your home airport or your usual routes, the points still have value for redemptions, but the Companion Fares and free bags will sit unused. Frequent West Coast flyers and Hawaii regulars, though, will find the benefits add up fast — a couple of checked-bag round trips a year nearly covers the $95 fee on its own.

This is a limited-time offer, so anyone considering it shouldn't assume it will still be around in a month or two.